Associated Attorneys

What Steps Can I Take to Reduce the Risk Being Sued?

Regardless of what some debt settlement companies may tell you, the truth of the matter is that once you stop paying your credit card accounts you may be sued by your creditors. As a defendant you will find that a debt collection lawsuit will be…

What Does Student Debt and Credit Card Debt Have in Common?

Obviously there are differences, but there is one aspect of student debt and credit card debt that is common to both. The effect of both is that for too many Americans these obligations have become unmanageable. Student loans, either private or government, have made it…

American Consumer Debt is Increasing

More and more American consumers are experiencing financial difficulties. In March of 2012 the latest government figures show that there has been a 21.4 million dollar rise in consumer debt. Part of this debt is due to Americans, of their own volition; taking on more…

Major Banks Are Still At It

Banks Still Imposing Illegal Fees The Consumer Financial Protection Bureau has begun to examine the collection practices of big credit card issuing banks. As with many off their business practices major banks push “the envelope” when dealing with consumers and especially when credit cards are…

Never Respond to Unsolicited Debt Settlement Inquiries

In recent times it is not unusual for us to receive inquiries from consumers who are experiencing financial difficulties who tell us that they have previously been contacted by debt settlement companies. These companies are trying to sell their “services” to the consumers. These contacts…

High Gas Prices and Credit Cards—A Double Hit

Government reports reveal that the average American consumer who has credit cards maintains an unpaid balance of $15,965.00. This means that most are not able to pay off the outstanding balance at the end of the month. The result is that they have revolving credit…

Who to Contact for Debt Laws

If you have questions or need information from certain state agencies or departments regarding your rights as a consumer or other matters and don’t know who to contact just call or e-mail the state information agency in your state. They will direct you to the…

Identity Theft—A Real Possibility

There can be several reasons why an American consumer gets into financial difficulties and are forced to take affirmative action such as debt resolution, debt settlement, debt consolidation, or even bankruptcy to resolve the situation. The most obvious is that the consumer has suffered a…

Information You Should Know Before Entering Debt Settlement

There are several things that you should know if you are anticipating entering into some type of debt settlement or debt relief program. The success or failure of you receiving the results you desire can depend on this information. 1. Do not make large credit…

Do You Know Your Credit Score?

Sound financial management is based on knowledge of your financial facts. That means that it crucial that you get your credit report. Upon so doing you should study, and check all entries. Many times there are incorrect entries in your report which have a negative…