Judgment Execution and Bankruptcy in Alabama

Your Alabama attorney can and will advise you regarding the Court Judgment execution and the bankruptcy exemptions in the state Alabama. He will tell you there are some things the creditor cannot “take” by way of execution of a judgment. There is an extensive list in the Alabama state statutes which is an attempt by the State Legislature to assure that a judgment debtor cannot be made completely destitute.
Moreover, the United States Federal Bankruptcy Code provides exemptions as to what can be taken from the debtor. The idea for these exemptions is the same as that regarding the exemption of certain items from execution under a court judgment.

The following is list of property exempted under the Bankruptcy provisions of the state of Alabama:

Real property or mobile home up to $5,000.00
$3,000.00 of any personal property, except wages
Books, Burial place, Clothing, Church pew, and Family portraits
Annuity proceeds of $250.00 per month
Mutual aid association benefits
Life insurance proceeds or payments
Fraternal benefit society benefits
Disability proceeds to an average of $250.00 per month
Pensions of teachers, state employees, law enforcement officers, judges as well as IRAs and other retirement accounts.
Public benefits such aid to the aged, disabled, public assistance or aid to the blind.
Crime Victim’s Compensation, Unemployment Benefits, Workers Compensation and certain POW benefits.

Bankruptcy Courts

Frank M. Johnson, Jr.
Federal Courthouse Annex
Suite B-110
One Church Street
Montgomery, AL 36104

George W. Andrews Federal Building
701 Avenue A
Opelika, AL 36801

United States Courthouse
100 W. Troy Street
Dothan, Al 36303

Get more information about debt relief and debt help in Alabama:

Debt Settlement And Debt Relief Laws In Alabama

Statute Of Limitation

Judgment Execution And Bankruptcy