Judgment Execution and Bankruptcy in California

Your California debt settlement attorney can and will advise you regarding the court judgment exemptions in the state California. Your attorney will tell you there are some things the creditor cannot “take” by way of execution of a judgment. There is an extensive list of these items in the California state statutes. By enactment of laws exempting certain property from court judgment execution the State Legislature is trying to assure that a judgment debtor cannot be made completely destitute.

Moreover, the United States Federal Bankruptcy Code provides exemptions as to what can be taken from the debtor. The idea for these exemptions is the same as that regarding the exemption of certain items from execution under a court judgment.
The following is list of property exempted under the Bankruptcy
provisions of the state of California:

PROPERTY
Real property or personal property including co-op used as residence to $17,425
Automobile to $2,775
Animals, crops, appliances, furnishings, household goods, books, musical instruments and clothing to $450 per item
Burial plots to $17,425, in lieu of homestead
Health aids
Jewelry to $1,150
Wrongful death awards needed for support
Personal injury recoveries to $17,425 (not including pain and suffering, pecuniary

INSURANCE
Un-matured life insurance contract accrued avails to $9,300
Life insurance policy or proceeds needed for family support
Un-matured life insurance policy other than credit
Disability benefits

MISCELLANEOUS
Alimony, child support
Un-matured life insurance benefits needed for support
Un-matured life insurance policy loan value to $8,000
Business or professional licenses
Inmates’ trust fund to $1,000 (husband and wife may not double)
Property in business partnership

PENSIONS
County employees
County firefighters
County peace officers
Private retirement benefits, including IRAs and Keoghs
Public employees
Public retirement benefits

PUBLIC BENEFITS
Aid to blind, aged, disabled, AFDC
Financial aid to students
Relocation benefits
Unemployment benefits
Union benefits due to labor dispute
Workers’ compensation

TOOLS OF TRADE
Tools, implements, materials, instruments, uniforms, books, furnishings, equipment, vessel,
motor vehicle to $5,000 total; $10,000

WAGES
Minimum 75% of wages

Bankruptcy Courts:
U.S. Bankruptcy Court
Oakland Division
1300 Clay Street
Oakland, CA 94612
(510) 879-3600

U.S. Bankruptcy Court
Salinas Division
1000 South Main, Room 214
Salinas, CA 93901
(831) 757-7420

U.S. Bankruptcy Court
San Francisco Division
235 Pine Street, 19th Floor
San Francisco, CA

U.S. Bankruptcy Court
San Jose Division
280 South First Street
San Jose, CA 95113-3099
(408) 535-5118

U.S. Bankruptcy Court
Santa Rosa Division
99 South “E” Street
Santa Rosa, CA 95404
(707) 525-8539

U.S. Bankruptcy Court
Sacramento Division
501 I Street, Suite 3-200
Sacramento, CA 95814
(916) 930-4400

U.S. Bankruptcy Court
Modesto Division
1130 12th street, Suite C
Modesto, CA 95354
(209)521-5160

U.S. Bankruptcy Court
Fresno Division
1130 O Street, Suite 2656
Fresno, CA 93721
(559) 498-7217

U.S. Bankruptcy Court
Bakersfield Division1300 18th Street, Suite A
Bakersfield, CA

Get more information about debt relief and debt help in California:

a.  Debt Settlement And Debt Relief Laws In California

b.  Statute Of Limitation

c. Judgment Execution And Bankruptcy